Eligibility Conditions of Beneficiaries

  • Any individual, between 18 to 40 years of age residing in the village/rural area of the State. Any area where population is less than 20000 persons and which is a village/rural area as per revenue records shall be considered a Village/Rural area for implementation of the scheme. Towns, District Head Quarters and Capital Cities of the State shall be excluded from area of operation of the Scheme.
  • There will be no income ceiling for assistance for setting up projects under JKREGP.
  • Assistance under the Scheme is available only for new projects sanctioned specifically under the JKREGP.
  • Existing Units (under PMRY, REGP, PMEGP, SJSRY or any other scheme of Government of India or State Government) and the units that have already availed Government Subsidy under any other scheme of Government of India or State Government are not eligible.
  • Educational Qualification for Beneficiaries and Quantum of Financial Assistance (Sector wise Maximum Project Cost Ceiling (Rs. In Lakh)):

Educational Qualification



Agriculture & Allied

Matric 10.00 5.00 10.00
10+2 15.00 10.00 15.00
Graduate 20.00 15.00 20.00
Post Gradute 25.00 20.00 25.00

Other eligibility conditions:

  • A certified copy of the State subject has to be appended with the documents at the time of claiming the subsidy from the designated nodal bank branches.
  • Project cost will include Capital Expenditure and one cycle of Working Capital. Projects without Capital Expenditure are not eligible for financing under the Scheme.
  • Cost of the land should not be included in the Project cost. Cost ready built as well as long lease or rental Work-shed/Workshop can be included in the project cost subject to restricting such cost of ready built as well as long lease or rental Work-shed/workshop to be included in the project cost calculated for a maximum period of 3 years only.
  • JKREGP is applicable to all new viable micro enterprises, Village Industries projects except activities indicated in the negative list of the activities.
  • Only one person from one family is eligible for obtaining financial assistance for setting up of projects under JKREGP. The ‘family’ includes self and spouse.